Every major dealer financing program in one place — real enrollment requirements, what the dealer fees actually cost you, how deep each lender's credit box goes, and the direct link to apply. 31 pages, no fluff.
Mosaic filed Chapter 11 and no longer writes new loans. Ally Lending was absorbed into Synchrony. Both are still sitting in contractor pitch decks right now.
The 25C and 25D credits were terminated after December 31, 2025. If your reps still say “you'll get 30% back from the IRS” on a 2026 install, that claim is now false.
The gross-up formula, a full worked example on a $20,000 job, and why a 12% fee needs a 13.6% markup — not 12% — to protect your margin.
One lender publishes a FICO 550 floor in writing. Most publish nothing at all. We list every credit floor that is actually disclosed.
Hidden recourse, chargeback triggers, holdbacks and completion-certificate leverage — the six things to read before you sign.
A one-page directory: 23 lenders, direct contractor application URLs, and enrollment phone numbers. Verified August 2026.
We'll email it and show it on screen immediately. Two quick steps.
We also emailed a copy. Below is where your business likely fits — a starting point, not a credit decision.
These are starting points drawn from each lender's published requirements as of August 2026. Terms change often — confirm directly with the lender before you enroll or quote a customer.